September+-+Finance


 * Unit 1**: What is it important to have a plan for your finances? Would you board a plane without knowing your destination?

September 3 - Read pages 1-7. Fill in workbook as you go along. Page 7 will be completed in class. September 4 - Review __SMART goals__ (copy notes). Discuss workbook page 6 together. Complete page 7 in class. Finish for homework. September 5 - Submit page 7 for checking. Discuss pages 8 and 9; take notes on the __Decision Making Process__. Complete 1E in groups. September 8 - Read and discuss page 12. Let's talk about __stragegies to help you stick to your financial goals__. Complete "you can do it" on page 12. Verbal review for test on Unit 1. September 9 - Test on Unit 1. Be prepared by studying your notes as well as your text. September 10 - Finish up test if one period was not enough. Read Unit 2 to prepare for discussion next class.


 * Unit 2**: What is the key to making and living by a budget? Can you account for all of your dollars?

September 11 - Discuss the differences between a Financial Plan and a Spending Plan (budget). Make a mini budget on an index card for a quick reference reminder of what you should do with your money. Classwork/Homework: Complete workbook pages thru 17. September 12 - Read pages 17-19. Define highlighted vocab words in Unit 2 notes. Examine and discuss W-4 and W-2 statements. Complete a tax worksheet. September 15 Build Jessica's budget (text pages 22-23). Using your personal budget - SAVE AS, and modify. Discuss P.Y.F. September 16 - Read pages 23-25. Place the 7 items in your notes that are items you should keep for financial records. List 5 strategies to help you live within your budget. Review for test next class. Review worksheets, "what if" and "pay stub" and get started. September 17 - Finish up worksheets. Oral review for test on Unit 2. September 18 - Test on Unit 2. Workbooks will be checked during test and all pages should be completed.


 * Unit 3**: Investing

September 19 - Read Unit 3 to prepare for class discussion. Presentation on career choice for period 6. September 22 - View career video. Message is: "What employers are looking for in an employee." September 23 - Periods 1 and 2 will have presentation on career choice. Period 6 Unit 3. September 24 - Discuss/Complete pages 27-30. Saving/Investing worksheet. Complete for homework if needed. September 25 - Discuss/Complete page 31. Visit website: www.online-utility.org to compute compound interest. Quiz tomorrow. September 26 - Period 6 JA Volunteer presenting Lesson 1 of 5. Quiz on page 31 and compounding website - periods 1 and 2. September 29 - Quiz on page 31 and compounding website for period 6. Discuss/Complete page 32. Rule of 72 worksheet. September 30 - Presentation from Lebanon Federal Credit Union. Opening of savings accounts. Bring you $20 and a driver's lic. (or SS#).